SETTLEMENT OFFER ON DISPUTED ACCOUNT
Date: _
To: _ [Creditor]
We are in receipt of your statements indicating a balance due you of $_. We dispute the debt for the following reason[s]: [Describe] _ Without admitting to any liability, but as an offer of compromise, we propose to settle this account in full by payment of $_. Our check in that amount is enclosed and deposit of the check shall discharge the entire balance claimed.
Very truly,
_____________________________